Northstar Acceptance is an established Canadian Finance and Leasing Company that is independently owned and managed.

We take pride in being able to offer fast approvals and friendly service. We can assist individuals with leasing cars of their own choices regardless of past personal credit history.

If you have questions, please feel free to consult us. We would be more then happy to assist you.



Northstar Acceptance first got into vehicle financing in 2005. Northstar Acceptance's roots go back to 1983 when it's sister company, Northstar Leasing Corporation first started their commercial small ticket leasing portfolio. 

By leveraging off Northstar Leasing's well-established experience in credit adjudication, finance and leasing, Northstar Acceptance grew and maintained a fiscally responsible consumer vehicle loan portfolio.

Today Northstar Acceptance is launching a new leasing program to individual consumers to assist them with automotive lease financing for vehicles of their own choice.



Today, over 25% of North Americans are in need of Non-Prime solutions to secure a new vehicle.



With more than 10 years in Sub-Prime Leasing, Northstar recognizes the value of putting the customer first.



Our approval process begins with a person, not a score. This means that every application is reviewed with our customers in mind.



Rates range from 19.99% to 29.99%

Ages 21+

All leases feature $100 residual values

24 to 60-month lease terms

From $24,000 annual income

No previous credit history

3+ Months Employed

Bi-Weekly/Bi-Monthly Payments

Bankruptcy/No Credit/Bad Credit

Friendly Customer Service



Today, over 25% of North Americans are in need of non-prime solutions to secure a new vehicle. 

If your credit rating has suffered as a result of bankruptcy, divorce, job loss, or perhaps you have just fallen behind in your monthly payment commitments, then you may require a little help securing a new or pre-owned vehicle.

At Northstar Acceptance, we will work with you and your dealer to create the right lease for the vehicle you need. All the while, re-establishing your credit and putting you back on the road to financial recovery.


3-333 North Rivermede Road

Concord, ON L4K 3N7

Phone:   1-888-769-2058

Local:     416-767-0000

Mon - Fri:  9am - 5pm

​​Saturday:  Closed
Sunday:     Closed

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Our Team

Steven Silverberg



Reena Patel

Administration Manager

Cell: 416-996-0081




Rosanna Zeppieri

Senior Manager

Cell: 647-996-9666

Phone:   416-767-0000

Toll  Free: 1-888-769-2058





“Rosanna went out of her way to best assist me and it meant a lot. She went the extra mile and helped me find a car in a short period of time. She was very supportive. Northstar overall has one of the best customer service team.”

R Chmiel

“Great place to deal with financing for your vehicle. Always friendly and helpful, with flexible payment options."

A great company to deal with. They offer approvals where other lenders fall short.